Panama City City Guide
Image by Balon Greyjoy via wikidata

United States

Panama City City Guide

Florida

Panama City, Florida, sits on the Gulf Coast with easy access to white sand beaches and emerald waters nearby. The city is quieter and more local compared to the lively Panama City Beach, which draws tourists with its water sports and family attractions. It's suitable for remote work with growing infrastructure but still focused on tourism and outdoor fun.

Lifestyle🍽️

🍽️
Food Scene
Good
7

Seafood is a local staple. Mexican, Italian, and Asian foods are available, mainly in tourist spots. Vegan and vegetarian options are growing.

Local Dishes:
Gulf shrimp, Oysters, Fresh fish
International Cuisine:
Mexican, Italian, Asian
Vegan FriendlyVegetarian Friendly
🌙
Nightlife
Good
7

Active nightlife with many bars, clubs, and live music, especially in Panama City Beach.

Coffee Culture
Good
6

A mix of chains and local cafes with growing specialty offerings. Coffee culture fits the relaxed beach vibe.

💰
Tipping
Required
18%

Tipping is expected in restaurants (15-20%) and for services like rides and hairdressers. Small tips for quick service are common.

Top Attractions
St. Andrews State Park
Nature
Nature park with trails and beaches.
Pier Park
Shopping
Shopping, dining, and entertainment center.
Gulf World Marine Park
Family
Marine life shows and exhibits.
SIM Cards

SIM cards and prepaid plans are available at AT&T, Verizon, T-Mobile stores, and electronics retailers. Good coverage overall.

Available at:
AT&T
Verizon
T-Mobile
Best Buy
Recommended Apps
Uber/Lyft(Transportation)
DoorDash/Uber Eats(Food)
Google Maps(Navigation)
Weather apps(Utility)
AllTrails(Outdoors)
ParkMobile(Utility)

Services & Infrastructure

Street Cleanliness
Good
7

Generally clean streets and good waste services, especially in tourist zones.

24/7 Services
Good
6

Some pharmacies and convenience stores operate 24/7. Night clinics are rare but hospitals have ERs.

Groceries
Publix
Winn-Dixie
Walmart Supercenter

Supermarkets like Publix, Winn-Dixie, and Walmart carry a moderate range of international products. Farmers markets operate seasonally.

Cashless Payments
Widely accepted

Most places accept credit and debit cards. Cash is rarely needed for daily purchases.

ATMs

ATMs are common at banks, gas stations, and convenience stores. Watch for $2.50 to $5 fees at out-of-network machines.

Schools
Local only

Local public schools serve the area with English instruction. There are no major international schools.

Available Schools:
Bay District Schools

Work & Digital💻

Coworking Spaces
Available
5
Available Spaces:
The Hub at St. Andrew
Professional, relaxed workspaces in Panama City with meeting rooms.
24/7 Access
The Hive
Coworking in Panama City Beach with flexible day passes.
Work-Friendly Cafés
Good
The Pour
Good seating and Wi-Fi for working.
Amavida Coffee and Tea
Popular local cafe with reliable Wi-Fi.
Finns Island Style Grub
Casual spot with outdoor seating.
Thomas Donut & Snack Shop
Outdoor seating, good for a casual work session.
Starbucks
Multiple locations with Wi-Fi.
Alternatives:
Bay County Public Library
Quiet indoor space with free Wi-Fi.
Hotel Lobbies
Comfortable seating with Wi-Fi in larger hotels.
Digital Nomad Community
Poor
3

Emerging nomad community with informal meetups and work-friendly cafes but limited events.

Nature & Activities🌿

Green Spaces
Excellent
8

Large parks like St. Andrews State Park and Conservation Park offer trails and shaded areas.

Running
Good
7

Running routes along the beach, parks, and major roads with local running groups.

Gyms
Available

Many gyms offer day passes and short memberships.

Available Gyms:
Planet Fitness
Anytime Fitness
Gulf Coast Fitness
Tennis
Good
6

Public and private courts are available with coaching. Rentals mostly at pro shops.

Padel
Limited
4

Padel courts exist but are rare and mostly in private clubs.

Yoga
Good
6

Several studios offer various yoga styles with drop-in classes.

Martial Arts
Good
6

Training available in BJJ, Muay Thai, Boxing, Taekwondo, and Karate with English-speaking instructors.

Skiing
Poor
0

No skiing near Panama City due to climate.

Water Sports
Excellent
8

Kayaking, paddleboarding, jet skiing, parasailing, and sailing are popular in the bay and Gulf area with good rentals and tours.

Surfing
Limited
4

Surf spots along the Gulf Coast with warm water most of the year. Waves depend on storms or fronts, mostly for beginners.

Diving
Excellent
8

Good dive sites include reefs and shipwrecks, suitable for beginners and advanced divers. Equipment rentals are common.

Health & Safety🏥

Healthcare
Excellent
8

Good quality care with English-speaking staff at Ascension Sacred Heart Bay and Gulf Coast Regional Medical Center. Pharmacies like CVS and Walgreens are common.

Hospitals:
Ascension Sacred Heart Bay
Gulf Coast Regional Medical Center
Pharmacies:
CVS
Walgreens
Tap Water Safety
Safe to drink

Tap water is safe to drink in Panama City.

Common Scams
Vacation rental scams, Timeshare sales pitches, Credit card skimming

Community & Family

Family Friendly
Excellent
9

Lots of parks, kid-friendly restaurants, and attractions like Gulf World Marine Park and Shipwreck Island Waterpark.

LGBTQ+ Friendly
Good
7

Moderate to high acceptance, especially in tourist areas. Some inclusive venues and community groups.

Pet Friendly
Good
7

Many pet-friendly hotels and parks. Vet services and supply stores are easy to find.

Communities
Panama City Beach Community Forum (Social)
What's Up PCB (Social)
Panama City Foodies (Food)
Panama City Beach Locals (Social)
Bay County Florida News & Events (News)

Quick Facts

Population
32,939
Power Reliability
Good
7/10

Power is generally stable but outages occur during hurricanes or storms.

Beach Access
Available

Miles of white sand beaches with clear emerald water, immediately accessible from Panama City Beach.

Languages
English(95%)
Emergency
911
Emergency
(850) 872-3100
Non-emergency Police

⚠️Natural Disasters Risk

🌊
Tsunami
Very Low Risk
1
🏔️
Earthquake
Very Low Risk
1

🌦️Seasonal Issues

Extreme heat and humidity
May, June, July, August, September
High temperatures and humidity are common in summer.
Hurricane season
June, July, August, September, October, November
Risk of hurricanes and tropical storms with heavy rain and flooding.
Red tide
Unpredictable
Occasional harmful algal blooms can affect health and marine life.

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